Checking Accounts:

At First Community Bank, checking accounts offer the following benefits:

* Security - Eliminates carrying a lot of cash or sending cash through the mail

* Economy - Cost is less than purchasing a money order

* Legal proof - Imaged checks prove that a bill has been paid

* Record keeping - Provides an excellent method of recording income and expenses

* Income taxes - Provides a good record for various tax deductions

* Safety - Each account balance is insured by the FDIC up to $100,000

* IMAGED CHECKS ARE RETURNED MONTHLY

Checking Account Plans

A. Silver Free Checking Account - No minimum balance required. No monthly maintenance fee or service charges. Minimum opening deposit of $100 required.
B. Economy Checking Account - For individuals who write very few checks. Monthly flat maintenance fee.
C. Advantage Club Checking Account - Unlimited check writing, and many free options and services. Monthly flat fee.
D. Regular Checking Account - Keep a minimum daily balance of $300 or average daily balance of $750 and no monthly minimum balance fee
E. Regular Checking With Savings - Same as regular checking, except keep $2,500 daily minimum in your regular savings account and minimum balance fee will be waived.
F. Silver Now Checking Account - Keep at least $600 in account at all times, or $2,000 average balance, or $2,500 daily minimum in regular savings account; interest-bearing account. Call for rate.
G. Silver Super Now Checking Account - Keep at least a $2,500 daily balance in account at all times; tiered interest-bearing account. Call for rate. A minimum opening balance of $2,500 is required.
H. Student Checking Account - No minimum balance required. May write 15 checks or debits per month with no bank charge per check.
I. Senior Citizens Checking Account - Age 55 and over to qualify; no monthly maintenance fee and includes benefits with no fee charges.
J. Home Equity Checking Account - For the Home Equity loan customer; no minimum balance and no monthly maintenance fee or service charge
K. Business Checking Account